Description
Chief Compliance Officer – i-payout (Remote Offered)
Headquarters: South Florida (Fort Lauderdale)
i-payout is a pioneering FinTech company specializing in global payment solutions and financial technology innovation. As a long-established Money Services Business (MSB), we operate under FinCEN and state Money Transmitter License (MTL) requirements, supported by robust compliance protocols including OFAC screening, SAR filing, and comprehensive Policies & Procedures (P&Ps). We are committed to regulatory excellence and the prevention of financial crime across global markets.
Key Responsibilities
Regulatory Oversight & Governance
- Lead the development, execution, and continuous improvement of AML and regulatory compliance programs (MSB + MTL).
- Ensure full compliance with FinCEN regulations, including registration, reporting, and recordkeeping obligations.
- Oversee state MTL licensing, renewals, audits, and regulatory filings.
- Provide oversight on global regulatory frameworks, including EU, Canadian (FINTRAC, RPAA), and Latin American regimes.
Manage regulatory inquiries, investigations, remediation plans, and consent orders.
Monitoring, Reporting & Risk Management
- Implement and manage transaction monitoring systems and risk-based KYC/EDD frameworks.
- Ensure timely SAR filings and OFAC screening in accordance with regulatory requirements.
- Maintain detailed compliance records and audit-ready documentation.
- Conduct periodic AML risk assessments and update P&Ps accordingly.
- Collaborate with internal departments to ensure compliance integration across business units.
- Review and remediate findings related to governance, risk, and compliance deficiencies.
- Stay current on emerging regulatory trends and assess business impact.
Training & Awareness
- Deliver ongoing AML, FinCEN, and OFAC training to internal teams.
Leadership & Collaboration
- Partner with global compliance teams to ensure alignment of enterprise-wide standards.
- Participate in strategic planning and cross-functional committees.
- Lead compliance-related projects, audits, P&P updates, and regulatory filings.
Requirements
Minimum Requirements
- CAMS certification (Certified Anti-Money Laundering Specialist).
- 5+ years of compliance leadership experience, with responsibility for designing, managing, or overseeing AML/Compliance programs.
- 5+ years of experience in compliance, risk management, or financial crime roles within FinTech, MSB, PSP, or financial institutions.
- Working knowledge of RPAA and Canadian financial services regulations.
- Familiarity with EU and Latin American regulatory regimes.
- Bachelor’s degree in Finance, Law, Business Administration, or a related field.
Preferred Qualifications
- Experience handling regulatory investigations, remediation plans, and consent orders.
- Direct experience preparing and submitting FINTRAC reports.
- Experience with transaction monitoring systems and risk-based KYC/EDD frameworks (e.g., LexisNexis).
- Prior leadership experience in a regulated environment.
- Strong communication skills, including with regulators and financial partners.
- Multilingual ability is a plus (French, Mandarin, or Cantonese).
- Project management and documentation experience.
